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Life insurance is a kind of personal insurance, which takes the life of the insured as the insurance subject and takes the life or death of the insured as the payment condition. As with all insurance business, the insured transfers the risk to the insurer, accepts the insurer’s terms and pays the premium. Unlike other insurances, life insurance transfers the risk of survival or death of the insured.

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When an insured accident occurs in the life of the insured, the insurer pays the insurance money. The original life insurance was to protect the financial burden that may be caused by unpredictable death. Later, life insurance introduced a savings component, so the insurance company will also pay the agreed insurance for those who still live when the insurance expires. gold. Life insurance is a social security system, which is an insurance business that takes people’s life and body as the object of insurance. For everyone, death, old age, disability, disease, etc. are all dangers in life, which we call personal danger.

From the perspective of the whole society, there will always be some people who have accidental injury accidents, some people will always get sick, and various dangers are threatening people’s lives at any time, so we must adopt a method to deal with personal dangers People who are in personal danger and their families provide certain material help financially, and life insurance belongs to this method. It is characterized by entering into insurance contracts, paying insurance premiums, and providing protection for those who participate in insurance, so as to enhance the ability to resist risks, prepare family financial plans, build a psychological defense line for you and your family, build a world of love, and create bright future.

Life insurance is a noble cause that brings warmth to thousands of households. As an investment method with dual functions of insurance and savings, life insurance is more and more understood, accepted and loved by people. Life insurance can solve the protection problems of various risks such as pension, medical care, accidental injury, etc. People can prepare for old age when they are young, prepare for tomorrow today, and prepare for the next generation. In this way, in the event of an accident, the family can get living security, pension when old, and financial security when hospitalized.

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